Our website using cookies
We use cookies to optimize site functionality and give you the best possible experience. By using our website, you’re agreeing to the collection of data as described in our Cookie Policy.


How can we help you?


What is PayDo?

PayDo is a British payment service provider, an alternative to classic banking, suitable for any type of business.

We provide multi-currency electronic bank accounts and merchant accounts for corporate and individual clients.

You can remotely open an account and manage your business and personal financial flows, send and receive SEPA, SWIFT and TARGET2 payments, as well as connect a merchant account with international acquiring support for your business.

PayDo advantages

Regulated Electronic Money Institute.

Licensed Electronic Money Institution (EMI), regulated by the FCA. All funds are kept in segregated accounts with EU banks.

Official processor Visa/MasterCard.

PayDo is an authorized payment partner of Visa/Mastercard.

Individual IBAN details.

Individual European IBAN details for EUR accounts with your name or your company name as sender/recipient of payments. Payments from your partners go to your account, not to the account of the payment company. Additional multicurrency IBAN. SEPA, TARGET2 and SWIFT payments are available.

Commissions in accordance with business.

We offer a flexible solution and affordable tariffs to legal entities and individual clients from the EU, the European Economic Area (EEA) and other countries. Rates may vary depending on the type of company and the business industry. We will also consider non-standard cases and offer you the best conditions. More details about the tariffs can be found here.


PayDo offers 4 settlement currencies (EUR, USD, GBP, RUB) in your account and more than 200 currencies are supported for payment processing. Real-time currency exchange at the rate of the issuing bank.

Secure payments.

The card payment data that we send and receive is encrypted in accordance with PCI DSS Level 1 security standards. All top-ups and acquiring payments are securely protected by the Seon.io – the anti-fraud system and are also verified by the 3D-secure technology.

PayDo is a comprehensive solution for your business

We support incoming and outgoing international bank and card transfers, P2P payments, currency exchange within the account.

We issue European IBAN details for payments in EUR, GBP and RUB to legal entities and individuals. Additionally, we offer your business a merchant account with support for international acquiring Visa/Mastercard.

We offer round-the-clock technical support and provide a personal manager who will promptly answer all your questions and help resolve any situation.

PayDo account

For convenience, we offer two types of PayDo account – for legal entities and individuals. During verification, you can select the desired type of account or verify both and use them simultaneously, switching between accounts in your personal account.

For individuals, we offer European IBAN details for payments in euros with your name as the sender/recipient of payments, as well as an additional multi-currency IBAN.

For corporate clients, we offer European IBAN details with the name of your company as a sender / recipient of payments, as well as the ability to open a merchant account with support for international acquiring Visa / Mastercard.

For merchant accounts, there is a simple integration via API (Hosted Page or Server to Server) or the ability to connect popular plugins for eCommerce platforms (Woocommerce WordPress, PrestaShop, Opencart 3.0+ / v2.3).

You can apply for an IBAN and a merchant account at the same time, in one verification request.