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FAQ

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faq

Types of IBAN requisites

PayDo offers each client two types of payment details:

  • Individual IBAN for SEPA, SWIFT payments in EUR only.
    • For individuals, we issue details for payments in EUR only with your name in the sender/recipient field.
    • For corporate clients, we issue details for payments in EUR only with the name of your company in the sender/recipient field.
  • Multi-currency IBAN for SEPA, SWIFT payments in EUR and GBP.
    For both types of accounts we issue shared bank details for payments with PayDo company legal name in the recipient/sender field.

It is important to always indicate a payment reference while receiving or sending payments.It guarantees the payment will be processed timely. The payment reference is easy to find – it is the last line of your Bank IBAN requisites.

E-wallet and money transfers

Virtual banking (eWallet) account

How can I get and where can I find information about a bank account? What to indicate in the reference of outgoing bank payment? How to accept an incoming bank payment? How to create a bank transfer? How to transfer funds to another PayDo user? Payment history. List of transactions and export to PDF Is it possible to cancel a sent payment? Where to find payment commissions? How to add a bank card? What are the types of balances? Types of IBAN requisites If there are no funds on the balance, will the money for services be debited from the linked card? What is a transaction and what are payment statuses? What is a Negative Interest Rate? Templates and how to repeat a payment?

Your PayDo profile

How to contact PayDo customer support? How to close a PayDo account?

Verification

The list of documents to verify the account Business account verification Personal account verification Why was my account declined? How long does it take to verify an account? Risk level determination

Currency exchange

What currencies are available for exchange? Where can I exchange currencies? Email notifications configuration How to change email? How to set-up a two-factor authentication? How can I get and where can I find information about a bank account? What to indicate in the reference of outgoing bank payment? How to accept an incoming bank payment? How to create a bank transfer? How to transfer funds to another PayDo user? Payment history. List of transactions and export to PDF Is it possible to cancel a sent payment? Where to find payment commissions?

Top up wallet

What is the minimum amount to top up an account with? How to top up the account with bank details? How to top up the account with a card? How to add a bank card? Profile registration and activation How to log in to PayDo for the first time? How to change/Reset password? Why is my account verification pending? What are the types of balances?