International and local account details in 59 currencies

A multicurrency IBAN (International Bank Account Number) is a single account number that allows you to receive, hold, and send funds in different currencies—such as EUR, USD, and GBP—without needing multiple bank accounts. For companies operating globally, a multicurrency IBAN from PayDo simplifies international payments, reduces conversion costs, and improves cash flow management.

With PayDo, your dedicated IBAN supports a wide range of currencies including: Euro (EUR), US Dollar (USD), British Pound (GBP) among other major international currencies. This gives you the ability to send and receive payments in multiple currencies without opening multiple bank accounts. It’s ideal for global businesses, freelancers, digital platforms, and marketplaces that operate in multi-currency environments.

Yes. PayDo’s multicurrency IBAN accounts are fully integrated with SEPA (for payments across the Eurozone) and Cross-border (for international wire transfers).

Any legally registered company or sole trader in eligible jurisdictions can apply for a PayDo account. We support a wide range of industries, including e-commerce, SaaS, consulting, digital services. Our onboarding process is digital, fast, and designed to meet the compliance standards of regulated financial institutions.

Opening a PayDo account is simple. Just complete the online application form at paydo.com/business/iban. After submitting your or your company information and required documents, our team will verify your application. Once approved, you’ll receive a dedicated multicurrency IBAN within a few working days. From there, you can immediately start sending and receiving transfers in your preferred currencies.