Open account in UK

Pay locally as a non-resident or resident in the UK

Send and receive GBP payments worldwide

Make and receive high-value GBP business payments from anywhere. Build trust with local UK banking details shown in your company name

Dedicated multi-currency IBAN account

One account, multiple currencies

Send and receive money in over 35 currencies. Switch easily between countries, payment methods, and currencies — all under one account

Instant access to SEPA and SWIFT payment networks

No transaction limits. No hidden fees. UK & EU ready

Pay suppliers, salaries, and invoices via SEPA, FPS, CHAPS, BACS, and SWIFT — as a local in the UK and Worldwide

Payment schemes we support

Bank Transfer

SWIFT

SWIFT is the most widely used global standard for cross-border payments. It connects thousands of banks and financial institutions across over 200 countries, allowing for secure and standardized messaging

Bank Transfer

SEPA & SEPA Instant

SEPA is a European payment integration initiative enabling euro bank transfers within Europe. SEPA Instant is its real-time version, allowing instant credit transfers 24/7, including weekends and holidays

Bank Transfer

TARGET2

TARGET2 is the European Central Bank’s RTGS system, used for settling large-value payments in euro across EU central banks and financial institutions 

Bank Transfer

Fedwire

Fedwire Funds Service is operated by the Federal Reserve Banks and is a critical infrastructure for high-value USD wire transfers, both domestically and globally. It provides real-time settlement and immediate finality

Bank Transfer

Faster Payments

Faster Payments is a UK-based payment scheme designed for real-time GBP bank transfers. Payments are typically processed in seconds and are available 24/7, including holidays

Bank Transfer

BACS

BACS is a UK scheme for low-cost, non-urgent bulk payments, typically used for payroll, supplier payments, and direct debits

CHAPS

CHAPS (Clearing House Automated Payment System) is the UK’s same-day payment system for high-value GBP transactions. It’s often used for business-critical or time-sensitive transfers

Bank Transfer

Kronos 2

Kronos 2 is Denmark’s national real-time gross settlement system, operated by Danmarks Nationalbank. It processes large and urgent DKK transfers between banks

Physical & Virtual Visa cards

Cards for you or your team. Use online or offline, with global delivery and Apple/Google Pay access

Mass payments

Automate payouts to freelancers, employees, or partners across multiple countries — at once

Dedicated account manager

Get priority support and guidance from a dedicated PayDo account manager specialising in your industry

All-in-one account

No need for multiple banks. Run your business globally from one smart multicurrency account within one dasboard

Open your UK business account — wherever you are

Expand into the UK market without borders. Talk to our team and discover how easy it is to launch and grow your business with PayDo

Contact sales

Yes, we support international entrepreneurs and businesses looking to operate in the UK with a fully online application process. PayDo complies with GDPR, PSD2, and PCI DSS security standards, and has licenses in Malta and Canada in addition to the United Kingdom. 

You’ll typically need your company registration documents, shareholder/director details, and proof of identity/address for UBOs.

Most accounts are approved within 1–3 business days, depending on the completeness of your documents.

Absolutely. You can access and manage your account entirely online via web or mobile app.

We offer multicurrency IBANs, including GBP, EUR, USD, and others — ideal for global operations.

PayDo is a UK-regulated EMI. All accounts undergo KYB verification, and we use bank-grade encryption and AML monitoring.

Open a non-resident  business account  in the UK

Send and receive payments in 35+ currencies through popular payment methods like SEPA, SWIFT or Faster Payments as a non-resident with a local UK Multicurrency IBAN

Open a non-resident business account in the UK

Send and receive payments in 35+ currencies through popular payment methods like SEPA, SWIFT or Faster Payments as a non-resident with a local UK Multicurrency IBAN

Open a non-resident  business account  in the UK