Your PayDo benefits
Multicurrency IBAN account in 19 currencies
Hold your money in 19 currencies from one account, opened free of charge
Multicurrency IBAN account in 19 currencies
Free opening and maintenance
Enjoy free account opening and zero maintenance fees on your account
Free opening and maintenance
Payment on checkout
Pay in seconds by choosing PayDo at checkout and complete your purchase. Immediate, secure payments directly from your account during online checkout
Payment on checkout
Top-up with cards or by APMs
Fund your account through a variety of payment channels. Support top-ups through card networks (Visa, Mastercard) and 350+ payment methods
Top-up with cards or by APMs
Free payments to other PayDo users
Send money to any PayDo user with zero internal fees. Transfers arrive instantly.
Free payments to other PayDo users
Real-Time Dashboard
Get complete financial control with PayDo's all-in-one dashboard. Track transactions, manage balances, and make informed decisions in real time.
Monitor payments
Monitor payments
Access detailed transaction history, export reports, and monitor payment statuses in one place with real-time updates
All-in-one financial HQ
All-in-one financial HQ
Top up your balances, pay on websites that accept PayDo, and track every transaction from a single dashboard
Your money in 19 currencies
Hold your money in 19 currencies, including EUR, GBP and AUD. Storing funds in different currencies is free, with no monthly fee on your account
Czech Koruna
Czech Koruna
Swedish Krone
Swedish Krone
Romanian Leu
Romanian Leu
Polish Zloty
Polish Zloty
US Dollar
US Dollar
Danish Krone
Danish Krone
Canadian Dollar
Canadian Dollar
Euro
Euro
Hungarian Forint
Hungarian Forint
Norwegian Krone
Norwegian Krone
Swiss Franc
Swiss Franc
British Pounds
British Pounds
Czech Koruna
Czech Koruna
Swedish Krone
Swedish Krone
Romanian Leu
Romanian Leu
Polish Zloty
Polish Zloty
US Dollar
US Dollar
Danish Krone
Danish Krone
Canadian Dollar
Canadian Dollar
Euro
Euro
Hungarian Forint
Hungarian Forint
Norwegian Krone
Norwegian Krone
Swiss Franc
Swiss Franc
British Pounds
British Pounds
Czech Koruna
Czech Koruna
Swedish Krone
Swedish Krone
Romanian Leu
Romanian Leu
Polish Zloty
Polish Zloty
US Dollar
US Dollar
Danish Krone
Danish Krone
Canadian Dollar
Canadian Dollar
Euro
Euro
Hungarian Forint
Hungarian Forint
Norwegian Krone
Norwegian Krone
Swiss Franc
Swiss Franc
British Pounds
British Pounds
Czech Koruna
Czech Koruna
Swedish Krone
Swedish Krone
Romanian Leu
Romanian Leu
Polish Zloty
Polish Zloty
US Dollar
US Dollar
Danish Krone
Danish Krone
Canadian Dollar
Canadian Dollar
Euro
Euro
Hungarian Forint
Hungarian Forint
Norwegian Krone
Norwegian Krone
Swiss Franc
Swiss Franc
British Pounds
British Pounds
Czech Koruna
Czech Koruna
Swedish Krone
Swedish Krone
Romanian Leu
Romanian Leu
Polish Zloty
Polish Zloty
US Dollar
US Dollar
Danish Krone
Danish Krone
Canadian Dollar
Canadian Dollar
Euro
Euro
Hungarian Forint
Hungarian Forint
Norwegian Krone
Norwegian Krone
Swiss Franc
Swiss Franc
British Pounds
British Pounds
Czech Koruna
Czech Koruna
Swedish Krone
Swedish Krone
Romanian Leu
Romanian Leu
Polish Zloty
Polish Zloty
US Dollar
US Dollar
Danish Krone
Danish Krone
Canadian Dollar
Canadian Dollar
Euro
Euro
Hungarian Forint
Hungarian Forint
Norwegian Krone
Norwegian Krone
Swiss Franc
Swiss Franc
British Pounds
British Pounds

Issue physical and virtual cards

Access your money anywhere with a physical or virtual card, make transactions easily, and manage your finances on the go
Join thousands of PayDo customers around the world
Experience the convenience and flexibility that businesses and individuals around the world rely on with PayDo
Join thousands of PayDo customers around the world

PayDo it now, be proud of
yourself later

Secure financial protection

Secure financial protection

PayDo holds licenses in the UK, Malta and Canada, and your funds are held separately at tier-1 European banks.

Real-time reporting

Real-time reporting

Enjoy real-time reporting by downloading your payment history in PDF or Excel formats for any custom period, giving you clear and transparent insights into your transactions

Dedicated customer support

Dedicated customer support

Our customer support is available 24/7 through Zendesk chat, providing fast and reliable assistance whenever you need it

Ready to open an account with PayDo?

Ready to open an account with PayDo?

FAQ

To open a personal account, you will need a valid identity document- a National ID card (front and back) or a passport – and a few minutes to answer a short set of questions about your occupation. Once your application is completed, our team may contact you with additional questions to confirm your details.

Funds are typically processed and deposited into our digital payment platform and your bank account within 2-5 business days, depending on the bank’s processing times.

PayDo ensures transparency in fees. You can find a detailed list of all fees and transaction limits of our electronic payment solution in the “Pricing & Limits” section, available in your account’s left-hand menu or in the “Pricing” page

You can top up your balance with a card or any of 350+ payment methods, pay on websites that accept PayDo at checkout, send money to other PayDo users, and withdraw funds to your own card or bank account.

PayDo is a global payment gateway that supports users worldwide, with a few exceptions. Please check our Prohibited Jurisdictions page for a full list of unsupported regions.

You can withdraw to your own card or bank account via SEPA or SWIFT. Funds typically arrive within 2-5 business days, depending on your bank’s processing times.