All Payment Solutions
in One Place
Benefit from fast, cost-effective local and global transactions with PayDo Business account — send and receive payments within one dashboard and contract
<p>Multicurrency <mark>IBANs</mark></p>

Multicurrency IBANs

For businesses of any sizes without residence required
  • Dedicated IBAN with 59+ currencies

  • Scalable infrastructure supporting single-entry transfers of up to €3M

  • Cross-border and 3rd party payments to/from any country (170+ countries) via SWIFT, SEPA, SEPA Instant, Faster Payments, and other global payment schemes

  • Instant currency conversions with no hidden fees

<p><mark>Merchant</mark> Services</p>

Merchant Services

Accept online payments with PayDo checkout 

  • 350+ global & local payment methods: cards, wallets, bank transfers & more

  • All methods available by default via a single API — no setup hassle. Smart geo-routing serves the best payment options per user, boosting conversion

<p>Virtual & Physical <mark>Cards</mark></p>

Virtual & Physical Cards

Whether it’s for your finance team, operational expenses, or ATM withdrawals — cards that work everywhere, right away
  • Issuance of unlimited free VISA virtual cards instantly and physical cards for operational expenses, online transactions, ATM withdrawals and more — with support for Apple Pay and Google Pay

  • The cards can be used globally across 19 supported currencies

  • Users can manage balances, freeze or block cards, close accounts, and set flexible spending limits

<p><mark>Mass</mark> Payments</p>

Mass Payments

Enables payments to affiliate partners, vendors or employees within seconds via easy API integration
  • Automatic payouts without any manual inputs

  • Seamless integration compatible with all popular e-commerce plugins

  • Customers or partners receive their funds without fees

Finances Within One Dashboard
Get complete financial control with PayDo’s all-in-one dashboard. Track transactions, manage balances, and make informed decisions in real time — everything you need for financial management in one place
Real-Time Reporting & Insights
Real-Time Reporting & Insights
Monitor transactions, generate reports, and gain full financial visibility
Built-In Exchange Services
Built-In Exchange Services
Convert currencies at competitive rates directly within your account
Multicurrency Accounts
Multicurrency Accounts
Effortlessly manage multiple currency balances in one place with real-time FX rates
Global Transfers
Global Transfers
Send and receive international payments quickly and securely, just like a local business

Why Choose PayDo
Over the Rest?

Check how PayDo stacks up against traditional banks and generic payment platforms — with faster onboarding, smarter tools, and seamless control in one place

PayDo
Traditional bank
Payment Platform
Onboarding Time
PayDo

3–5 business days

Traditional bank

Typically 2–4 weeks, depending on the institution and due diligence processes

Payment Platform

Varies

Dashboard (All-in-One View)
PayDo

Access to all services within one dashboard

Traditional bank

Services may be siloed;
Separate platforms for different services

Payment Platform

Varies

Instant Transfers
PayDo

Supports via SEPA Instant transfers

Traditional bank

Some banks offer SEPA Instant, but availability and processing times can vary

Payment Platform

Many platforms support SEPA Instant;
Availability depends on the provider

Fraud Protection
PayDo

Robust, built-in security measures

Traditional bank

Employ various fraud prevention techniques;
Effectiveness varies

Payment Platform

Varies

Global Reach
PayDo

Extensive global reach, supporting multiple countries and currencies

Traditional bank

May have limited international capabilities;
Often region-specific

Payment Platform

High;
Supports international transfers

Multicurrency Support
PayDo

Supports multiple currencies and  transactions

Traditional bank

Limited;
Often require separate accounts for different currencies

Payment Platform

Typically offer multicurrency accounts

Hidden Fees
PayDo

Transparent fee structure

Traditional bank

Potential for hidden fees;
Terms may be complex

Payment Platform

Generally transparent, but varies by provider

Get Business account with PayDo

Just a few easy steps to access all advantages. Free to start, pay as you go

Fill in pre-verification form

Sign the single contract

Complete the easy verification

Your PayDo account is live!

Case studies
Case studies

FAQ

PayDo is an FCA-authorized Electronic Money Institution (EMI) that provides all-in-one business payment solutions. You can access multicurrency IBAN accounts, global money transfers (SEPA, SWIFT, FPS), merchant services, mass payouts, and business Visa cards from a single platform.

Yes. With PayDo, businesses can send and receive cross-border payments in 170+ countries. The platform supports SEPA, SWIFT, SEPA Instant, and Faster Payments etc. for smooth international transactions.

PayDo supports 59 currencies including EUR, USD, GBP, CZK, RON, HUF, PLN, CHF, DKK, NOK, SEK, and CAD

PayDo serves a wide range of industries, like IT and tech, digital goods marketplaces, CPA and affiliate marketing, eCommerce, and freelance platforms.

A PayDo business account includes:

  • Multicurrency IBAN with SEPA/SWIFT access
  • 350+ local and international pay-in methods
  • Mass payout tools via API
  • Virtual & physical Visa cards
  • Real-time currency exchange and payment routing
  • Full merchant checkout integration
  • A dedicated account manager that knows your industry

PayDo’s merchant solution supports 350+ pay-in methods (cards, bank transfers, local methods) and provides instant settlement to your business IBAN. The integration is done via a single API.

With PayDo’s mass payment API, you can automate bulk payouts to freelancers, clients, affiliates, or players without manual processing. It’s ideal for platforms with high-volume transactions.

PayDo issues unlimited virtual and physical business cards that can be:

  • Used for employee expenses, advertising, or corporate purchases
  • Managed through one dashboard
  • Customized with spending limits and controls
  • Added to Apple Pay or Google Pay for contactless use

No. PayDo offers transparent pricing with no hidden setup fees, no rolling reserves, and no minimum commitments.

Yes. PayDo is licensed and regulated in the UK (FCA), Canada (FINTRAC), and Malta (MFSA). It is a PCI DSS Level 1 certified provider, a Mastercard Principal Member, and a direct participant in SWIFT and SEPA.

Is your company ready to go global?

Is your company ready to go global?