in One Place
Multicurrency IBANs
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Dedicated IBAN with 59+ currencies
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Scalable infrastructure supporting single-entry transfers of up to €3M
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Cross-border and 3rd party payments to/from any country (170+ countries) via SWIFT, SEPA, SEPA Instant, Faster Payments, and other global payment schemes
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Instant currency conversions with no hidden fees
Merchant Services
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350+ global & local payment methods: cards, wallets, bank transfers & more
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All methods available by default via a single API — no setup hassle. Smart geo-routing serves the best payment options per user, boosting conversion
Virtual & Physical Cards
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Issuance of unlimited free VISA virtual cards instantly and physical cards for operational expenses, online transactions, ATM withdrawals and more — with support for Apple Pay and Google Pay
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The cards can be used globally across 19 supported currencies
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Users can manage balances, freeze or block cards, close accounts, and set flexible spending limits
Mass Payments
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Automatic payouts without any manual inputs
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Seamless integration compatible with all popular e-commerce plugins
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Customers or partners receive their funds without fees
Why Choose PayDo
Over the Rest?
Check how PayDo stacks up against traditional banks and generic payment platforms — with faster onboarding, smarter tools, and seamless control in one place
3–5 business days
Typically 2–4 weeks, depending on the institution and due diligence processes
Varies
Access to all services within one dashboard
Services may be siloed;
Separate platforms for different services
Varies
Supports via SEPA Instant transfers
Some banks offer SEPA Instant, but availability and processing times can vary
Many platforms support SEPA Instant;
Availability depends on the provider
Robust, built-in security measures
Employ various fraud prevention techniques;
Effectiveness varies
Varies
Extensive global reach, supporting multiple countries and currencies
May have limited international capabilities;
Often region-specific
High;
Supports international transfers
Supports multiple currencies and transactions
Limited;
Often require separate accounts for different currencies
Typically offer multicurrency accounts
Transparent fee structure
Potential for hidden fees;
Terms may be complex
Generally transparent, but varies by provider
Industries PayDo works with
PayDo offers remote onboarding, multi-currency services with live FX, and instant account activation. Enjoy cost-effective, fast transfers globally, paying and receiving like a local company
- FCA United Kingdom
- MFSA Malta
- FINTRAC Canada
Get Business account with PayDo
Just a few easy steps to access all advantages. Free to start, pay as you go
Fill in pre-verification form
Sign the single contract
Complete the easy verification
Your PayDo account is live!
FAQ
PayDo is an FCA-authorized Electronic Money Institution (EMI) that provides all-in-one business payment solutions. You can access multicurrency IBAN accounts, global money transfers (SEPA, SWIFT, FPS), merchant services, mass payouts, and business Visa cards from a single platform.
Yes. With PayDo, businesses can send and receive cross-border payments in 170+ countries. The platform supports SEPA, SWIFT, SEPA Instant, and Faster Payments etc. for smooth international transactions.
PayDo supports 59 currencies including EUR, USD, GBP, CZK, RON, HUF, PLN, CHF, DKK, NOK, SEK, and CAD
PayDo serves a wide range of industries, like IT and tech, digital goods marketplaces, CPA and affiliate marketing, eCommerce, and freelance platforms.
A PayDo business account includes:
- Multicurrency IBAN with SEPA/SWIFT access
- 350+ local and international pay-in methods
- Mass payout tools via API
- Virtual & physical Visa cards
- Real-time currency exchange and payment routing
- Full merchant checkout integration
- A dedicated account manager that knows your industry
PayDo’s merchant solution supports 350+ pay-in methods (cards, bank transfers, local methods) and provides instant settlement to your business IBAN. The integration is done via a single API.
With PayDo’s mass payment API, you can automate bulk payouts to freelancers, clients, affiliates, or players without manual processing. It’s ideal for platforms with high-volume transactions.
PayDo issues unlimited virtual and physical business cards that can be:
- Used for employee expenses, advertising, or corporate purchases
- Managed through one dashboard
- Customized with spending limits and controls
- Added to Apple Pay or Google Pay for contactless use
No. PayDo offers transparent pricing with no hidden setup fees, no rolling reserves, and no minimum commitments.
Yes. PayDo is licensed and regulated in the UK (FCA), Canada (FINTRAC), and Malta (MFSA). It is a PCI DSS Level 1 certified provider, a Mastercard Principal Member, and a direct participant in SWIFT and SEPA.
Is your company ready to go global?

